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Insights on privacy, expense tracking, and personal finance.

August 26, 20267 min read

How Long to Keep Receipts for Tax in Australia (ATO Rules, 2026)

The ATO requires receipts for 5 years — and accepts phone photos as valid records. The $300 rule, the $10 small-expense rule, work-use percentages, and a system that survives to tax time.

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May 28, 20269 min read

5 Private Mint Alternatives That Don't Link Your Bank (2026)

Mint shut down March 2024. Here are 5 privacy-first Mint alternatives — including one with 100% on-device AI — that don't link to your bank or store your data in the cloud.

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January 25, 20265 min read

Why I Don't Trust the Cloud with My Money (And You Shouldn't Either)

Your bank statement is a diary of your life. Here's why I stopped trusting cloud apps with my financial data—and built something different.

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